Personal Insurances
Disability Income Protection (Income Cover)
Is a cover for private income earners which pays a replacement income benefit either for a fixed period or until you are well enough to go back to work.
Private Medical Insurance (Health Insurance)
Reimburses the cost of major in-hospital surgical and medical treatment along with tests and specialist fees.
Critical Illness and Major Trauma Cover (Trauma)
Pays a cash lump sum on the diagnosis of up to 48 or more critical illnesses or major traumas.
Total & Permanent Disability Cover (TPD)
Pays a cash lump sum when the effect of any injury, illness or medical condition means you are unlikely to ever go back to your own job or job type.
Life/Terminal Illness Cover
Provides a cash lump sum when you die or if you are going to die within the next 12 months.
Family Income Continuation Cover
Provides a regular tax-free income when you die and is paid to your family every month for a nominated period whilist you still have dependant children.
Mortgage Protection
Pays a cash lump sum to repay your mortgage in full, if you suffer a disability, serious illness or death. It can also cover your on-going mortgage payments if you are too sick to work.
Personal Guarantee Cover
Provides cash to repay or eliminate a personal guarantee, when suffering a disability, serious illness or death, therefore protecting your personal assets that may be at risk.
