Business Insurances
Disability Income Protection
Is a cover for income earners which pays a regular guaranteed income either until you die or until you are well enough to go back to work.
Key Person Disability Cover
Compensates a business in the event of financial loss should a key person suffer a disability, critical illness or death. Both regular monthly benefits and lump some benefits can by payable.
Share Purchase Cover
Is a cover for shareholders in a company and pays the value of shareholding in the event of a disability, critical illness or death. Can be extented to cover shareholder loans and current accounts owed to individuals.
Business Overheads Cover
Pays a monthly benefit to reimburse on-going fixed business expenses when you are too sick or hurt to work.
Locum Cover
Pays a monthly income for up to two years to help fund the cost of a replacement, should you become temporarily disabled.
Personal Guarantee Cover
Provides sufficient funding to repay and eliminate a personal guarantee, when suffering a disability, critical illness or death, therefore protecting your personal assets that may be at risk.
Group and Employee Benefits
Provides concessional benefits to businesses employing ten or more people, (exceptions may apply) for a range of financial risks and benefits, such as medical insurance, life insurance and disability income protection.
